Bottom line on this, I guess, is: Is is better to endure some small(er) discomfort now to make it less likely that a very serious possibly life threatening discomfort is guaranteed should the system fall apart even for a short time?
All this is assuming of course that your doc can see the system falling apart around him too and the need to have some extra on hand.
Oh, by the way...Obamacare is going through whether we like it or not
Egg, didn't you mean to say Obamadon'tcare?
Fortunately or not, depending on how one looks at it, we already pay cash for my wife's meds. Other than all this "free" medical care is likely to drive the price up, or worst case, cause shortages which is the whole point of this discussion, I don't have to worry about the insurance company dropping our meds because we stepped off that wagon a while back.